Get wide coverage of 20+ built-in benefits. Policy can be bought instantly within 2 minutes. Locate nearby Cashless Hospitals using the App. A one-stop solution from Insurance purchase to Customer servicing to Claims. Cashless network of 10,000+ Hospitals. Cashless Claim is approved within 20 mins, while reimbursement claim is settled in 4 hours.
Navi General Insurance has launched a 2 Minutes completely online retail health insurance product. Customers can buy health insurance via the Navi Health Insurance App through a quick and completely paperless process that takes just 2 minutes, with the policy issued to them instantly on the app. Navi General Insurance offers customizable health insurance cover ranging from INR 2 Lakh to INR 1 Crore for individuals and families. Claims can be initiated by calling the helpline, with most Cashless Claims being approved within 20 minutes. Navi Health Insurance has an industry-leading Claim Settlement Ratio of 97% as on 28th Feb 2021 for Health claims and a network of 10,000+ cashless hospitals across 400+ locations in India. Customers can download the Navi Health Insurance app from the Play Store.
Navi Health Insurance offers comprehensive health insurance that covers more than 20 health benefits including in-patient hospitalization, pre & post hospitalization expenses, COVID-19 hospitalization, domiciliary hospitalization, all day-care procedures, road ambulance cover, vector-borne disease cover and optional critical illness, maternity and new-born baby cover.
Customers can make any number of claims in a year subject to the upper limit of the Sum Insured opted for. Customers can also get reimbursed for treatment availed in any non-network hospital in India with claims settlement in 4 hours subject to complete documentation. The plan offers lifetime renewal without having to undergo medical check-up on each renewal, unless the customer wishes to enhance the Sum Insured on renewal. 100% of the base Sum Insured is automatically reinstated upon exhaustion once during each policy year.
The product also offers an ‘Extra Care’ Cover i.e. an Inbuilt additional Sum Insured of Rs. 20,000 for Hospitalization due to Dengue, Malaria, Swine flu & other listed Vector Borne Diseases, without impacting the Base Sum Insured.
From purchasing a paperless policy in 2 minutes via the app, to easily understandable but comprehensive policies, to hassle-free claims settlement, Navi Health aims to completely change customers’ perception that buying and availing health insurance is complex and cumbersome.
We aim to make our customers financially independent by advising them about health insurance & helping them buy it easily thereby putting Navi Health at the centre of people’s health and wellness needs, acting as their “healthcare guide.”